Terms of use & engagement

Last updated: 4 August 2026

Acceptance

By using https://cognitivesolutionsnet.digital and engaging Clear Ledger Advisory for UK financial advice and consulting, you agree to these terms. If you do not agree, please do not use the site or instruct us.

Services described

Content on this website describes consultations including retirement income planning, portfolio reviews, tax-efficient savings guidance, and inheritance conversations. Website descriptions are informational. A signed engagement letter defines the scope, fee, and deliverables for any paid work.

No financial promotion beyond the site’s purpose

Nothing on this site constitutes a personal recommendation until we have completed discovery and issued written advice under an engagement letter. Past client stories are illustrative and not guarantees of future outcomes.

Intellectual property

Text, design, and materials on this site are owned by Clear Ledger Advisory or used under licence. You may not copy, republish, or commercially exploit site content without written permission. Written plans delivered to clients remain for the client’s personal use; redistribution requires consent.

Liability

We take reasonable care in preparing website content, but we do not warrant that it is complete for your circumstances. To the fullest extent permitted by law, Clear Ledger Advisory is not liable for decisions made solely on the basis of general website information. Liability under a paid engagement is limited as set out in the engagement letter and applicable professional rules.

Website availability

We aim to keep the site available but may suspend access for maintenance or reasons beyond our control. We are not liable for temporary unavailability.

Governing law

These terms are governed by the laws of England and Wales. Courts of England and Wales have exclusive jurisdiction, without prejudice to any mandatory consumer protections that apply if you are a consumer resident in Great Britain.

Contact

Questions about these terms: hello@cognitivesolutionsnet.digital, 65857 Tobin Motorway, Corkeryham, England, United Kingdom, +44-9-124-5913.