Eleanor Whitmore
Principal Adviser
Eleanor has spent two decades helping households in England map pensions, tax wrappers, and retirement cash flow. She leads every Retirement Income Planning engagement.
About
Advice that stays on the ledger, not in the jargon
Clear Ledger Advisory was founded to give households in England a quiet room to sort pensions, tax-year allowances, and inheritance priorities — before products or paperwork take over the conversation.
Origin
We began in Corkeryham after years of watching clients leave meetings with more acronyms than answers. The practice keeps a small caseload so discovery meetings stay unhurried and written plans stay specific to each household’s pensions and spending.
Working approach
We gather statements first, model options second, and only then write recommendations. You keep ownership of every account. We do not take custody of assets or earn commission on product sales.
Values
- Plain language over industry shorthand
- Written recommendations you can revisit
- Honest limits on what we will and will not advise
- Respect for solicitors, accountants, and existing advisers
Relation to clients
Most engagements are finite: a plan, a review, a briefing note. Annual check-ins are available when circumstances change, not as a default subscription.
People
Three roles cover advice, analysis support, and the practical work of collecting statements on time.
Marcus Hale
Associate Adviser
Marcus focuses on portfolio reviews and tax-year savings sequences. He previously worked in a regional advice firm covering Hampshire and Dorset clients.
Sofia Rahman
Client Coordinator
Sofia prepares discovery packs, chases statements, and keeps engagement timelines honest. She is the first voice most clients hear after enquiring.